Archive for 'Uncategorized' Category

The best way to save your home from foreclosure

By CA Home Mortgage - Last updated: Sunday, August 23, 2009

All astute entrepreneurs have learned the value of developing relationships with professionals who can help them achieve their goals and as a homeowner it would behoove you to follow their example. If you wish to avoid the loss of your home through foreclosure this need becomes a necessity.  While no professional can help every homeowner [...]

Maximize your chances of loan modification success

By CA Home Mortgage - Last updated: Thursday, August 20, 2009

In a conventional refinance or purchase mortgage lenders look at a borrowers gross income versus proposed housing expenses, car payment and credit card payments to come up with a debt to income ratio.  Normally 55% is the maximum. A loan modification is underwritten differently.   Each lender has their own guidelines but in a nutshell they [...]